IT professionals — software developers, engineers, data analysts, cybersecurity specialists, and tech workers — tend to have above-average salaries and a preference for transparency and low fees. Many tech workers are also comfortable managing their own investments and may want direct investment options or indexed strategies.
The best super fund for IT professionals should offer low-cost indexed options, transparent fee structures, strong digital platforms, and the flexibility to choose from a range of investment options. UniSuper and CareSuper both have strong reputations in this space, with UniSuper offering a particularly strong indexed option at just 0.04% investment fee.
Top 5 Super Funds for IT Professionals
Ranked at a typical balance of $90,000. Data current as of April 2026.
8.50% annualised return over 10 years. total fees of $456/year (0.51% of balance) at $90,000. 0.65M members. $130B in assets under management. sector alignment: it-professionals, technology.
- Among the lowest fees of any major fund — $245 on $50k balance
- Strong 10-year returns of 8.5% — excellent fee-adjusted performance
- 16 investment options including sustainable and ethical choices
7.80% annualised return over 10 years. total fees of $564/year (0.63% of balance) at $90,000. 2.0M members. $85B in assets under management.
- Low fees — $280 on $50k balance, competitive for young workers
- Extended call centre hours including Saturdays
- Lifecycle investment approach in Core Strategy (reduces risk as you age)
8.60% annualised return over 10 years. total fees of $591/year (0.66% of balance) at $90,000. 2.3M members. $300B in assets under management.
- Second-largest fund in Australia at $300 billion — massive scale advantage
- Strong 10-year returns of 8.6% across both legacy products
- Competitive fees at $275 on $50k balance
8.90% annualised return over 10 years. total fees of $596/year (0.66% of balance) at $90,000. 3.4M members. $365B in assets under management.
- Consistently strong long-term returns — top quartile over 10 years
- Low total fees relative to fund size ($285 p.a. on $50k)
- Largest fund in Australia with $365 billion in assets
9.00% annualised return over 10 years. total fees of $636/year (0.71% of balance) at $90,000. 1.8M members. $115B in assets under management.
- Highest 10-year return among major funds at 9.0%
- 22 investment options — one of the widest ranges available
- Choiceplus platform for direct share investing
Fee Comparison at $90,000
How the top 5 funds compare on total annual fees at a $90,000 balance:
| # | Fund | Admin Fee | Inv. Fee | Total $/yr | Total % |
|---|---|---|---|---|---|
| 1 | UniSuper | $60 | 0.36% | $456 | 0.51% |
| 2 | REST | $78 | 0.48% | $564 | 0.63% |
| 3 | Australian Retirement Trust | $78 | 0.42% | $591 | 0.66% |
| 4 | AustralianSuper | $137 | 0.46% | $596 | 0.66% |
| 5 | Hostplus | $78 | 0.52% | $636 | 0.71% |
Use our comparison calculator to see how these funds stack up at your actual balance and contribution level over 10, 20 or 30 years.
How We Ranked These Funds
Our ranking considers multiple factors relevant to it professionals:
- Fees: Total annual cost (admin fee + investment fee + indirect costs) at a $90,000 balance
- Performance: 10-year and 5-year annualised returns on the default MySuper option
- Sector alignment: Whether the fund has specific expertise or tailoring for this segment
- APRA heatmap: The fund's fee and return ratings on APRA's MySuper Product Heatmap
- Fund size and stability: Total assets under management and member numbers
No fund pays for placement. Rankings are based on publicly available data from APRA, ATO, and individual fund disclosures.
Read Full Reviews
- UniSuper Review
The super fund for Australia's higher education and research sector.
- REST Review
The super fund for retail and fast food workers — one of Australia's largest by membership.
- Australian Retirement Trust Review
Formed from the merger of QSuper and Sunsuper — one of Australia's largest funds.
- AustralianSuper Review
Australia's largest super fund by membership and assets under management.
- Hostplus Review
The super fund for hospitality, tourism, recreation, and sport.