Plain-English guides to help you find, manage, and grow your super. Written for Australians, updated for 2026.
Essential guides for understanding and managing your super.
Step-by-step guide to tracking down your lost super through MyGov and the ATO.
How to merge multiple super accounts into one and stop paying duplicate fees.
Ranked list of the top-performing, lowest-fee super funds in Australia.
The five factors that actually matter when choosing a super fund.
The full history of SG rate changes from 3% in 1992 to 12% today.
Practical guides for fees, insurance, rollovers, and account management.
Understand admin fees, investment fees, ICR, and how they eat into your balance.
Death, TPD, and income protection cover inside your super — what you're paying and whether you need it.
Step-by-step instructions for rolling over super via MyGov or directly with your fund.
Binding, non-binding, and non-lapsing nominations — which type you need and how to update.
Checklist for keeping your super on track when you change employers.
Contribution caps, tax treatment, salary sacrifice, and government incentives.
Concessional and non-concessional caps, carry-forward rules, and what happens if you exceed them.
Tax on contributions, investment earnings, and withdrawals — at every stage of super.
How salary sacrifice works, tax savings by income level, and step-by-step setup.
LISTO, government co-contribution, and spouse contributions for lower earners.
How super interacts with divorce, death, bankruptcy, career breaks, and buying your first home.
How super death benefits work, who gets your super, and the role of nominations.
Tax rates on death benefits by recipient type — and strategies to minimise the bill.
How super is split in a property settlement and what to do with beneficiary nominations.
Is your super protected if you go bankrupt? Yes, with important exceptions.
The super gender gap, why it exists, and practical strategies to close it.
Tax deductions, contribution strategies, and fund choice for sole traders and freelancers.
Use the First Home Super Saver Scheme to build a deposit faster through tax savings.
Investment strategies, TTR, Age Pension optimisation, and advanced planning.
Growth vs balanced vs conservative — which investment option suits your age and goals.
Advanced strategies including carry-forward, downsizer contributions, and co-contributions.
Transfer up to 85% of your concessional contributions to your spouse's super.
Preservation age, conditions of release, and the rules for accessing your super early.
How TTR pensions work and the salary sacrifice strategy to boost your super after 60.
How the assets test and deeming rules affect your Age Pension when you have super.
Pros, cons, costs, and compliance rules for running your own SMSF.
Should extra cash go into super or off the mortgage? A worked comparison.