How fees impact your retirement
Even a small difference in fees compounds dramatically over decades. A fund charging 0.50% instead of 1.00% on a $50,000 balance could save you over $100,000 across 30 years, assuming average returns of 7.5% p.a.
This calculator uses each fund's actual fee structure — flat administration fee plus percentage-based investment and administration fees — to project your balance at retirement. It assumes the current super guarantee rate of 12%, constant salary, and each fund's 10-year average return.
Important
This calculator provides estimates only. Actual returns will vary. Past performance is not a reliable indicator of future performance. Fees and returns shown are based on each fund's MySuper option as of April 2026.
Compare all funds by fees
See which fund is cheapest at your balance level:
Important information
The information on SuperFind is general in nature and does not take into account your personal financial situation, needs, or objectives. It is not personal financial advice. Before making any financial decisions about your superannuation, consider whether the information is appropriate for your circumstances and consider seeking advice from a licensed financial adviser. Super fund data including fees and performance returns shown on this site were current as of April 2026 — always verify figures on the fund's website. Past performance is not a reliable indicator of future performance. Data sourced from APRA, ATO, and individual fund disclosures. SuperFind is a DecisionLab publication.