Fund Comparison

Active Super vs Media Super — Which Is Better?

A detailed side-by-side comparison for 2026. Fees, returns, insurance, and services.

Quick Verdict Active Super is cheaper at $50k ($418/yr vs $438/yr). Active Super leads on 10-year returns (7.50% vs 7.20%).

Fund Overview

Active Super

TypeIndustry
Established2023
TrusteeLGSS Pty Limited
HQ StateNSW
Members100K
Assets (AUM)$22B

Media Super

TypeIndustry
Established2008
TrusteeMedia Super Limited
HQ StateVIC
Members60K
Assets (AUM)$8B

Fee Comparison

Fee ComponentActive SuperMedia Super
Admin Fee (flat)$78$78
Admin Fee (%)0.15%0.18%
Investment Fee0.48%0.48%
Indirect Cost Ratio0.05%0.06%
Buy/Sell Spread0.10%0.12%

Total Annual Fee by Balance

BalanceActive SuperMedia Super
$10,000$146$150
$25,000$248$258
$50,000$418$438
$100,000$758$798
$250,000$1,778$1,878
$500,000$3,478$3,678

Performance Comparison

PeriodActive SuperMedia Super
1-Year10.80%10.20%
3-Year7.50%7.50%
5-Year7.80%7.20%
7-Year7.80%7.50%
10-Year7.50%7.20%
FY20248.50%8.20%
FY20239.50%9.50%
FY2022-2.80%-3.20%
FY202118.50%18.00%
FY2020-0.20%-0.50%
FY20197.80%7.50%
FY20189.50%9.50%
FY201711.50%11.80%
FY20163.50%3.20%
FY20159.50%9.80%

Insurance Comparison

Active Super

InsurerMetLife Insurance
Death CoverYes — opt-out
TPD CoverYes — opt-out
IP CoverYes — opt-in

Media Super

InsurerTAL Life Limited
Death CoverYes — opt-out
TPD CoverYes — opt-out
IP CoverYes — opt-in

APRA Heatmap Ratings

Active Super

Fee RatingAround median
Return RatingAround median
SustainabilityPerforming

Media Super

Fee RatingAbove median
Return RatingAround median
SustainabilityPerforming

Investment Options

Active Super

Total Options8
Ethical/ESG OptionNo
Indexed OptionNo
Direct InvestingNo

Media Super

Total Options8
Ethical/ESG OptionNo
Indexed OptionNo
Direct InvestingNo

Member Services

Active Super

App RatingsiOS 4.1 / Android 3.9
AdviceNot specified
AFCA Complaints4.0 per 10k members
Call CentreNot specified

Media Super

App RatingsiOS 4.2 / Android 4.0
AdviceNot specified
AFCA Complaints5.0 per 10k members
Call CentreNot specified

Verdict

On fees, Active Super is the more affordable option. At a $50,000 balance, Active Super costs $418 per year compared to $438 for Media Super — a difference of $20 annually. Over a 30-year career, that difference compounds meaningfully.

Looking at long-term performance, Active Super holds the edge with a 10-year return of 7.50% versus 7.20% for Media Super — a gap of 0.30% per annum. While not enormous, that gap adds up over the compounding horizon of a superannuation balance.

On insurance, Active Super uses MetLife Insurance while Media Super is backed by TAL Life Limited. On member satisfaction, Active Super has fewer AFCA complaints at 4.0 per 10,000 members compared to 5.0 for the other.

Active Super is best suited for public sector workers, while Media Super targets media entertainment workers. The two funds also serve different industries: Active Super focuses on local government, transport, while Media Super targets media, entertainment. If your employer defaults to one of these funds, that alone may tip the decision.

Read Active Super Review Read Media Super Review
Important information The information on SuperFind is general in nature and does not take into account your personal financial situation, needs, or objectives. It is not personal financial advice. Before making any financial decisions about your superannuation, consider whether the information is appropriate for your circumstances and consider seeking advice from a licensed financial adviser. Super fund data including fees and performance returns shown on this site were current as of April 2026 — always verify figures on the fund's website. Past performance is not a reliable indicator of future performance. Data sourced from APRA, ATO, and individual fund disclosures. SuperFind is a DecisionLab publication.