Fund Comparison

LegalSuper vs Media Super — Which Is Better?

A detailed side-by-side comparison for 2026. Fees, returns, insurance, and services.

Quick Verdict Media Super is cheaper at $50k ($438/yr vs $501/yr). Media Super leads on 10-year returns (7.20% vs 7.00%).

Fund Overview

LegalSuper

TypeIndustry
Established1988
TrusteeLegalSuper Pty Ltd
HQ StateVIC
Members50K
Assets (AUM)$8B

Media Super

TypeIndustry
Established2008
TrusteeMedia Super Limited
HQ StateVIC
Members60K
Assets (AUM)$8B

Fee Comparison

Fee ComponentLegalSuperMedia Super
Admin Fee (flat)$156$78
Admin Fee (%)0.18%0.18%
Investment Fee0.45%0.48%
Indirect Cost Ratio0.06%0.06%
Buy/Sell Spread0.08%0.12%

Total Annual Fee by Balance

BalanceLegalSuperMedia Super
$10,000$225$150
$25,000$328$258
$50,000$501$438
$100,000$846$798
$250,000$1,881$1,878
$500,000$3,606$3,678

Performance Comparison

PeriodLegalSuperMedia Super
1-Year10.50%10.20%
3-Year7.00%7.50%
5-Year7.00%7.20%
7-Year7.20%7.50%
10-Year7.00%7.20%
FY20248.00%8.20%
FY20239.20%9.50%
FY2022-3.50%-3.20%
FY202117.50%18.00%
FY2020-0.80%-0.50%
FY20197.20%7.50%
FY20189.00%9.50%
FY201711.20%11.80%
FY20163.00%3.20%
FY20159.20%9.80%

Insurance Comparison

LegalSuper

InsurerAIA Australia
Death CoverYes — opt-out
TPD CoverYes — opt-out
IP CoverYes — opt-in

Media Super

InsurerTAL Life Limited
Death CoverYes — opt-out
TPD CoverYes — opt-out
IP CoverYes — opt-in

APRA Heatmap Ratings

LegalSuper

Fee RatingAbove median
Return RatingBelow median
SustainabilityUnderperforming

Media Super

Fee RatingAbove median
Return RatingAround median
SustainabilityPerforming

Investment Options

LegalSuper

Total Options10
Ethical/ESG OptionNo
Indexed OptionNo
Direct InvestingNo

Media Super

Total Options8
Ethical/ESG OptionNo
Indexed OptionNo
Direct InvestingNo

Member Services

LegalSuper

App RatingsiOS 4.0 / Android 3.8
AdviceNot specified
AFCA Complaints3.6 per 10k members
Call CentreNot specified

Media Super

App RatingsiOS 4.2 / Android 4.0
AdviceNot specified
AFCA Complaints5.0 per 10k members
Call CentreNot specified

Verdict

On fees, Media Super is the more affordable option. At a $50,000 balance, Media Super costs $438 per year compared to $501 for LegalSuper — a difference of $63 annually. Over a 30-year career, that difference compounds meaningfully.

Looking at long-term performance, Media Super holds the edge with a 10-year return of 7.20% versus 7.00% for LegalSuper — a gap of 0.20% per annum. The two funds are closely matched on returns, so other factors become more important in choosing between them.

On insurance, LegalSuper uses AIA Australia while Media Super is backed by TAL Life Limited. On member satisfaction, LegalSuper has fewer AFCA complaints at 3.6 per 10,000 members compared to 5.0 for the other.

LegalSuper is best suited for lawyers legal workers, while Media Super targets media entertainment workers. The two funds also serve different industries: LegalSuper focuses on legal, while Media Super targets media, entertainment. If your employer defaults to one of these funds, that alone may tip the decision.

Read LegalSuper Review Read Media Super Review
Important information The information on SuperFind is general in nature and does not take into account your personal financial situation, needs, or objectives. It is not personal financial advice. Before making any financial decisions about your superannuation, consider whether the information is appropriate for your circumstances and consider seeking advice from a licensed financial adviser. Super fund data including fees and performance returns shown on this site were current as of April 2026 — always verify figures on the fund's website. Past performance is not a reliable indicator of future performance. Data sourced from APRA, ATO, and individual fund disclosures. SuperFind is a DecisionLab publication.