Quick Verdict
Vision Super is cheaper at $50k ($428/yr vs $459/yr). Mine Super leads on 10-year returns (7.50% vs 7.20%).
Fund Overview
Mine Super
| Type | Industry |
| Established | 1992 |
| Trustee | AUSCOAL Superannuation Pty Ltd |
| HQ State | NSW |
| Members | 60K |
| Assets (AUM) | $13B |
Vision Super
| Type | Industry |
| Established | 1947 |
| Trustee | Vision Super Pty Ltd |
| HQ State | VIC |
| Members | 90K |
| Assets (AUM) | $14B |
Fee Comparison
| Fee Component | Mine Super | Vision Super |
|---|
| Admin Fee (flat) | $104 | $78 |
| Admin Fee (%) | 0.15% | 0.16% |
| Investment Fee | 0.50% | 0.48% |
| Indirect Cost Ratio | 0.06% | 0.06% |
| Buy/Sell Spread | 0.10% | 0.10% |
Total Annual Fee by Balance
| Balance | Mine Super | Vision Super |
|---|
| $10,000 | $175 | $148 |
| $25,000 | $282 | $253 |
| $50,000 | $459 | $428 |
| $100,000 | $814 | $778 |
| $250,000 | $1,879 | $1,828 |
| $500,000 | $3,654 | $3,578 |
Performance Comparison
| Period | Mine Super | Vision Super |
|---|
| 1-Year | 10.50% | 10.50% |
| 3-Year | 7.50% | 7.20% |
| 5-Year | 7.80% | 7.50% |
| 7-Year | 7.80% | 7.50% |
| 10-Year | 7.50% | 7.20% |
| FY2024 | 8.50% | 8.20% |
| FY2023 | 9.50% | 9.20% |
| FY2022 | -2.50% | -3.00% |
| FY2021 | 18.50% | 18.00% |
| FY2020 | -0.20% | -0.50% |
| FY2019 | 7.80% | 7.50% |
| FY2018 | 9.50% | 9.20% |
| FY2017 | 11.50% | 11.20% |
| FY2016 | 3.80% | 3.20% |
| FY2015 | 9.50% | 9.20% |
Insurance Comparison
Mine Super
| Insurer | MetLife Insurance |
| Death Cover | Yes — opt-out |
| TPD Cover | Yes — opt-out, any/own occupation |
| IP Cover | Yes — opt-in |
Vision Super
| Insurer | AIA Australia |
| Death Cover | Yes — opt-out |
| TPD Cover | Yes — opt-out |
| IP Cover | Yes — opt-in |
APRA Heatmap Ratings
Mine Super
| Fee Rating | Above median |
| Return Rating | Around median |
| Sustainability | Performing |
Vision Super
| Fee Rating | Above median |
| Return Rating | Below median |
| Sustainability | Performing |
Investment Options
Mine Super
| Total Options | 9 |
| Ethical/ESG Option | No |
| Indexed Option | No |
| Direct Investing | No |
Vision Super
| Total Options | 7 |
| Ethical/ESG Option | No |
| Indexed Option | No |
| Direct Investing | No |
Member Services
Mine Super
| App Ratings | iOS 4.2 / Android 4.0 |
| Advice | Not specified |
| AFCA Complaints | 4.2 per 10k members |
| Call Centre | Not specified |
Vision Super
| App Ratings | iOS 4.0 / Android 3.8 |
| Advice | Not specified |
| AFCA Complaints | 3.9 per 10k members |
| Call Centre | Not specified |
Verdict
On fees, Vision Super is the more affordable option. At a $50,000 balance, Vision Super costs $428 per year compared to $459 for Mine Super — a difference of $31 annually. Over a 30-year career, that difference compounds meaningfully.
Looking at long-term performance, Mine Super holds the edge with a 10-year return of 7.50% versus 7.20% for Vision Super — a gap of 0.30% per annum. While not enormous, that gap adds up over the compounding horizon of a superannuation balance.
On insurance, Mine Super uses MetLife Insurance while Vision Super is backed by AIA Australia. On member satisfaction, Vision Super has fewer AFCA complaints at 3.9 per 10,000 members compared to 4.2 for the other.
Mine Super is best suited for miners energy workers, fifo workers, while Vision Super targets public sector workers. The two funds also serve different industries: Mine Super focuses on mining, energy, while Vision Super targets local government, community services. If your employer defaults to one of these funds, that alone may tip the decision.
Important information
The information on SuperFind is general in nature and does not take into account your personal financial situation, needs, or objectives. It is not personal financial advice. Before making any financial decisions about your superannuation, consider whether the information is appropriate for your circumstances and consider seeking advice from a licensed financial adviser. Super fund data including fees and performance returns shown on this site were current as of April 2026 — always verify figures on the fund's website. Past performance is not a reliable indicator of future performance. Data sourced from APRA, ATO, and individual fund disclosures. SuperFind is a
DecisionLab publication.