Note: These figures are estimates based on population-proportional modelling of ATO lost super data. Actual amounts may vary.
The ATO holds billions in lost and unclaimed super from Australians who have changed jobs, names, or addresses without updating their fund. It takes less than 5 minutes to check if you have lost super — and you can do it right now through MyGov.
How to Find Your Lost Super (5 Steps)
Follow these steps to check if you have any lost or unclaimed super:
Log into MyGov
Go to my.gov.au and sign in (or create an account if you do not have one). You will need your email, mobile, and a form of ID.
Link the ATO
From your MyGov dashboard, link the Australian Taxation Office (ATO) service. You will need your tax file number (TFN) and details from a recent tax return or ATO correspondence.
Search for Lost Super
In the ATO portal, go to Super > Manage > Find lost super. The system will show any super accounts linked to your TFN, including accounts you may have forgotten about.
Consolidate Your Accounts
If you find multiple accounts, you can consolidate (combine) them into your chosen fund directly through the ATO portal. Select the accounts to transfer and confirm. This usually takes 3-5 business days.
Update Your Employer
Give your employer a Superannuation Standard Choice Form with your chosen fund's details so future contributions go to the right place. This prevents new lost super from accumulating.
Our complete guide to finding lost super covers edge cases, what to do if your super was sent to the ATO, how to handle super from deceased estates, and how to choose the best fund to consolidate into.
National Context
The Australian Taxation Office reports that there are billions of dollars in lost and unclaimed super held across the country. The national average is approximately $2,714 per lost account.
In Melbourne (3000), the average lost account holds $2,702 — that is $12 below the national average (0% below).
Lost super can accumulate from changing jobs without updating fund details, having multiple accounts with small balances, employer contributions to a default fund you did not choose, or name or address changes that break the link between you and your fund.
Nearby Postcodes
Useful Links
- MyGov — log in and link the ATO to search for lost super
- Find Lost Super Guide — full step-by-step guide with edge cases
- Consolidate Super Guide — how to combine accounts safely
- Compare Super Funds — find the best fund to consolidate into